Disability benefit and earning an old-age pension

If you are receiving disability benefit you will be ensured a good old-age pension. The pension will be in reasonable relation to the pension an able-bodied person receives. The rules that apply to you will depend on the year in which you were born.

If you are working while receiving disability benefit, you will receive a higher old-age pension. How you earn entitlement to an old-age pension depends on the year in which you were born.

You earn entitlement to an old-age pension even if you are disabled. If you are born in 1963 or later, your pension pot will increase each year until you turn 62. If you are working while receiving disability benefit, your pension pot will continue to grow, even after you have turned 62.

If you are born between 1954-1962, your old-age pension will be partly calculated on the basis of your pension pot and partially on the basis of pension points, which you are credited each year up until you turn 66.

If you are born before 1954, your old-age pension is calculated on the basis of pension points, which you will be credited each year up until you turn 66.

You will receive your old-age pension from and including reaching 67 years old

If you are 100% disabled, you will automatically receive your old-age pension when you turn 67. You will then receive a decision letter that your disability benefit has been concluded and that you will receive an old-age pension from the same date. You do not need to apply for an old-age pension.

If you are receiving a graded disability benefit when you turn 67, you will automatically receive an old-age pension with the nearest possible pension level for this. Possible old-age pension levels are 20, 40, 50, 60, 80 and 100%. If you would like a 100% old-age pension, you must apply to NAV for this.

You may receive disability benefit and old-age pension at the same time

If you are over 62 years old and are entitled to receive an old-age pension, you may combine this with disability benefits. If you do so, the total degree of disability benefit and old-age pension must not exceed 100%. If you are entitled to early retirement pension (AFP) in the private sector, you may lose this entitlement if you receive disability benefit after you turn 62. Contact the Joint Scheme for Early Retirement Pension (AFP) if you have questions regarding combining disability benefit and AFP.


Most of the main information about your entitlements and duties is available here in English. There are also links to other more detailed information; however, some of this information is only available in Norwegian.