How much do you have to repay?

The amount you have to repay can be found on the overview page for advances on nav.no.

Do you want to repay now?

How you can repay the advance you received depends on whether you have chosen a repayment plan and receive an invoice from us.

The following applies to people who have chosen a repayment plan and receive an invoice from us:

If you wish to repay more than is necessary according to the repayment plan, you must use account number 7694 05 20025 and cite the customer ID “KID” number on your invoice. You are free to repay a higher amount than is stated on your invoice or make an additional payment with an amount of your choice.

If you are paying from an overseas bank, you must use the IBAN or Swift on your invoice.

The following applies to people who have not chosen a repayment plan:

If you wish to pay back more than is being automatically deducted from your unemployment benefit or want to pay back all or part of the amount voluntarily, you must use account number 7694 05 20025. You must then enter the following information in the text or message field in your online banking system:

• Your Norwegian national identity number (11 digits)
• forskudd på dagpenger / advance on unemployment benefit

If you are paying from an overseas bank, you must use Nav’s IBAN or Swift number. Payment address when using the IBAN account number:

• Bank: DNB bank asa
• BIC/SWIFT: DNBANOKKXXX
• IBAN: NO47 769 405 200 25

The following applies to people who do not receive unemployment benefit 

You will receive a notification of decision in your inbox on nav.no, asking you to choose a repayment plan or repay the full amount. We send out decision letters in groups. You do not need to wait to receive your decision letter to choose a repayment plan. You have 14 days from the date on which you receive your decision letter to choose a repayment plan or repay the full amount. If you do not make a choice, the repayment plan presented in the decision letter will be ascribed to you automatically.

What is a repayment plan?

A repayment plan is a way of spreading the repayment of the advance out over a specified period of time. You choose the period over which you want to repay the advance and thus how much you want to pay each month. You can spread the repayment schedule over 1, 3, 6, 9, 12, 18, 24, 30 or 36 months.

You can choose a repayment plan on the overview page for advances on nav.no at any time. Here you will also find information about the advances you have received and how much remains to be repaid.

Once you have selected a repayment plan, you will start receiving invoices from Nav.

The following applies to people who have money deducted directly from their unemployment benefit

If your advance was approved after 15 March 2021, 25% of the amount you receive in unemployment benefit will be deducted automatically from your benefit. If your advance was approved before 15 March, you will have the same deduction rate as before.

Why do you have to repay the advance on unemployment benefit?

You have either received both an advance and unemployment benefit for the same period, or you have received an advance and then had your application for unemployment benefit rejected. In both cases, you must repay the advance you received.

The advance ought to have been deducted automatically when you received unemployment benefit, but this was postponed. Now, everyone who applies for an advance will automatically have the money deducted directly from their unemployment benefit. If you are not receiving any ongoing benefits that the advance can be deducted from, you must now repay the outstanding amount.

What happens if I do not repay Nav? 

If you do not repay the advance in accordance with the repayment plan, Nav Innkreving (the Norwegian Labour and Welfare Administration’s collection agency, which is part of the Norwegian Tax Administration) will collect the amount in accordance with the rules of the Act respecting recovery of maintenance allowance (Lovdata). Read more about repayment (skatteetaten.no). 

How is your personal data processed?

In connection with the repayment of an advance on unemployment benefit, we will handle personal data about you.

Nav’s Privacy Statement provides more detailed information about how Nav processes personal data and your rights in this context.

Questions and appealing repayment of advances?

You have the right to appeal the fact that you must repay the advance or that the collection of the advance has been transferred to Nav Innkreving. The deadline for submitting an appeal is six weeks from the date on which you received a decision on repayment or notification of an automatic deduction. 

Read more about appeals when the matter has been transferred to the Tax Administration (previously Nav Innkreving) (text in Norwegian).

If you have any questions, please write to us.

Advances on unemployment benefit and salary compensation are two different schemes. You will be informed in separate letters if you need to repay money under both schemes.