As a surviving spouse, registered partner or co-habiting partner, you may be entitled to a higher retirement pension than you have accumulated yourself. If you are a surviving co-habiting partner, you are only entitled to this if you have or have had children with your deceased co-habiting partner or have been previously married to your deceased co-habiting partner.
To receive a retirement pension with rights as a surviving spouse, you must meet the same criteria as for a survivor’s pension.
If you are receiving a retirement pension
If you are drawing a retirement pension when your spouse, partner or co-habiting partner dies, you may be entitled to a higher retirement pension whereby the deceased’s accumulated pension rights are taken into account. You will be sent a form so that you can apply for this. NAV will nevertheless follow up your case and process survivor’s rights even if we do not receive an application from you. Should we require further information, we will request you to submit this.
If the criteria for surviving spouse or partner are met, a calculation will be made on the basis of your and the deceased’s accumulated pension rights. You will receive the higher of your own accumulated pension rights or a combination of your own and the deceased’s accumulated pension rights.
Your total retirement pension including the deceased’ accumulated pension rights will be calculated using the same life expectancy adjustment and other adjustments as your retirement pension before the death of your partner or spouse.
If you are under the age of 67 you can not receive a survivor’s pension if you are already receiving a retirement pension. This also applies if you are receiving a graded retirement pension. If before the death you have set the pension level for your retirement pension at 0, you may still be entitled to a survivor’s pension.
Are you receiving a survivor’s pension and are considering applying for retirement pension?
If you are receiving a pension as a surviving spouse, this pension will cease when you turn 67. If you have accumulated sufficient pension rights, you may still choose to draw retirement pension before you turn 67. If so, you must then forfeit your survivor’s pension. Your retirement pension will then be calculated including the pension rights accumulated by the deceased. Note that you cannot have your survivor’s pension reinstated if you have chosen to draw retirement pension.
Only your own accumulated pension rights are included in the assessment of whether you meet the criteria for drawing a retirement pension before you turn 67. If you meet the criteria, the survivor’s right is calculated using the same life expectancy adjustment as your own accumulated retirement pension.
Are you a surviving spouse and want to apply for survivor’s pension or retirement pension?
If you are under 67 and are not receiving a survivor’s pension, you may choose between a retirement pension or a survivor’s pension. If you choose to draw a retirement pension, it will be possible to have this calculated with the deceased’s accumulated pension rights. Before you decide, you must find out what is the best option for you. Note that you cannot have your survivor’s pension reinstated if you have chosen to draw retirement pension. For more information, contact NAV customer service centre at +47 55 55 33 34.
If you apply for retirement pension after you turn 67, we will assess whether your deceased spouse’s accumulated pension rights may be taken into account.
Most of the information is available here in English. There are also links to other more detailed information; however, some of this information is only available in Norwegian