Rules of calculating disability benefit

The disability benefit is equivalent to 66 percent of your average income, based on the three best payed of the last five years before you became disabled. Former income is adjusted to today’s value.

Income up to 6 times the National insurance basic amount (G) for each year is included when calculating the disability benefit.

Cash benefits for care (text in Norwegian) is counted as Income. The same applies to foster care allowance.

Other factors that impacts your disability benefit

  • If you are disabled due to occupational injury / illness, your disability benefit is calculated according to separate rules if this option results in a higher disability benefit.
  • Disability benefit is adjusted according to your period of national insurance cover, which is the time you have been a member of the National Insurance Scheme. A distinction is made between actual and future period of national insurance cover. The Actual period is the time between the age of  16 until the disability occurred, while the Future period is calculated from the time the disability occurred up until the year you turn 66.  Full national insurance cover is 40 years. If you have lived in Norway all your life, you have full national insurance cover. 

You are guaranteed a basic benefit

If you have had low or no income, you are ensured a basic benefit.

You get a basic annual disability benefit, if this gives a higher payment than you have earned in disability benefits. The size of the basic benefit also depends on whether you are single or living with a spouse, partner or cohabiting partner.

  • If you are living with a spouse, partner or are in a cohabiting relationship, you are ensured an annual disability benefit of 2.28 times the National insurance basic amount (G).
  • If you are living with a spouse or partner and receive disability benefit based on the previous disabilty benefit rules (before 1.1.2015): From 1. september 2016, you will be guaranteed a yearly disability benefit of 2,33 times the National insurance basic amount (G).
  • If you are single, the annual benefit is 2.48 times the National insurance basic amount (G).

If you are receiving the basic benefit and your marital status changes, you must report changes to NAV.

Basic benefit for young disabled persons

For those who are granted entitlement as a young disabled person, the disability benefit is calculated according to separate rules which gives higher payments.

If you receive basic benefit as a young disabled person and your marital status changes, you must report changes to NAV.