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EEA-regulations coordinate the laws regulating rights to social insurance in the various member states in order to ensure continuous coverage. The main objective of the regulations is to ensure that you are not deprived of benefits you are entitled to.
When working and paying taxes in Norway, you will most often be a member of the National Insurance Scheme and build rights in Norway. Your contribution to the insurance scheme is subtracted from your pay as tax. Your employer is responsible for making you a member of the insurance scheme and for making sure that the Norwegian tax authorities receive your contribution. Read more about membership in the insurance scheme under related information. You may be entitled to benefits such as child benefit, cash benefit, sickness benefit and unemployment benefit.
Unpaid leave or periods with no or little work can occur. If you find yourself out of work, you may register as a job seeker at your local NAV offfice in Norway. You may be entitled to unemployment benefit depending on the rights you have earned here or in another EEA-country.
If you lose your job in Norway, get in touch with your local NAV office. They will inform you about whether you have earned the right to unemployment benefit in Norway. As a rule, you will have to have earned a certain amount during the last or the last three years. For 2010 you must have had an income of at least NOK 109 322,- the previous year or at least NOK 218 643,- the last three previous years. You will find more information about unemployment benefit under related information.
If you become unemployed in Norway and do not meet the requirements for unemployment benefit, you may ask for earned rights in another EEA-country to be transferred. To do so you need a form, E301, from the country in which you have had employment the three last years.
For citizens of Bulgaria and Romania transitional rules have been passed. If you are covered by the transitional rules, you will find information about the right to unemployment benefit under related information.
If you are laid off for a certain period of time, you may be entitled to unemployment benefit during this period.
If the company for which you work goes bankrupt, the wage guarantee will ensure payment of wages, holiday pay, etc that you have earned, but which the employer cannot disburse due to the bankruptcy. You will find more information about what is covered and how to proceed under the wage guarantee scheme.
Members of the National Insurance Scheme may be entitled to child benefit for children up to the age of 18. You may also apply for cash benefit for children between the ages of 0 to 3, if the child does not attend kindergarten full time.
If you are a member of the National Insurance Scheme, is employed and has been for at least four weeks, you may be entitled to sick pay from the first day of sickness. The employer disburses sick pay the first 16 days. After this period, the sick pay is disbursed by NAV. Your income must at least be as high as 50 percent of the basic amount. The National Insurance Scheme’s basic amount is pr 12.01.2010 NOK 72 881,- If you fall ill you must report to your employer on your first day of work and produce a medical certificate or a personal declaration.
Part of your expences for medical treatment may be covered. You will usually have to pay patient’s charge. In order for you not having to pay more than the patient’s charge, the doctor will have to be part of a municipal arrangement. The “fastlegeordning” guarantees all citizens of Norway a general practitioner as their family doctor. You may also call their office in your county, tel: +47 810 59 500.
In Norway occupational injury is regulated by law. This means that the employer must insure all employees against accidents in the work place. If an accident at the work place should occur, one (or the employer) has to contact the authorities through the Norwegian Labour Inspection Authority. The employer also has to send a damage report to the local NAV office.
The European Health Insurance Card documents the right to have expenses for necessary medical treatment covered during temporary stays in other EEA-countries/Switzerland in the same way as the citizens of that country.
In order to apply for the health insurance card you have to be a member of the National Insurance Scheme, in addition to being a Norwegian citizen or a citizen of another EEA-country or Switzerland. It is also possible to apply for the health insurance card on behalf of family members, i.e. spouse or children below the age of 25 regardless of their citizenship or membership of the insurance scheme.
In order to be entitled to receiving pensions from Norway, you must have been a memeber of the National Insurance Scheme for one year. Those who have worked in two or more EEA-countries may earn rights to pensions in each country. You apply for pensions in the country you live in when pensioned. What and how much you are entitled to, when it is possible to receive various pensions, etc, may vary widely from country to country, both concerning EEA-countries as well as countries with which Norway has a national insurance agreement.
Questions about the wide range of benefits, the requirements pertaining to specific countries/national insurance agreements may be directed to your local NAV office, or you may get in touch with NAV International for information and guidance.
